Take control of your money-and your life-now.

Forget everything you've ever learned about money: this is not your ordinary finance book. Financial journalist Nicole Lapin knows money and has rewritten the rules with this refreshing and accessible guide to understanding money basics written especially for you.

Should you buy or lease a car? Should you buy a home or rent? How much do you need to save, and how should you save it? What should you do about your debt? How much should you be spending? What kind of insurance do you need? These are all important questions. But first you need to ask yourself how you want to live and how you will get there.

There are some hard-and-fast rules about finance, sure, but when it comes to your money, the only person who can tell you how to spend it is you. With her twelve-step, twelve-month program, Lapin will show you how to create a tailored plan for your finances that makes sense for your income, debt, spending habits, and plans for the future. Along the way, she busts the old money myths that haven't gotten us anywhere and teaches you the ABCs of finance, from assets to zero down and everything in between, all in a language you can understand.

The sooner you can speak the language of money, the sooner you can live the life you want. Lapin guides you step by step, first showing you how to make a list of goals, then devising a plan to make sure you achieve them-debt free, worry free, and in control. It's time to stop fearing finances and let Rich Bitch help you face the facts. You're not alone in this anymore!